VA Mortgages

You've Earned Your Veterans Loan

VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs, so lenders offer lower interest rates, better terms and often reduced closing costs than conventional home loans. VA home loans are available to military personal that have either served 181 days during peacetime, 90 days during war, or a spouse of serviceman either killed or missing in action.

What is a VA Loan?
The Veteran Administration's Loan originated in 1944 through the Servicemen's Readjustment Act; also know as the GI Bill. It was signed into law by President Franklin D. Roosevelt and was designed to provide Veterans with a federally-guaranteed home loan with no down payment. VA loans are made by private lenders like banks, savings & loans, and mortgage companies to eligible Veterans for homes to live in. The lender is protected against loss if the loan defaults.

What are the benefits of a VA Loan?
100% Financing & No Down Payment Loans
No Private Mortgage (PMI)
No Penalties for Prepaying the Loan
Competitive Interest Rates
Qualification is Easier than a Conventional Loan

What type of home can I buy with a VA loan?
A VA home loan can be used to purchase a personal residence within the United States and its territories, or for a refinance. You have choices for the type of home you purchase:

Existing Single-Family Home
Townhouse or Condominium
New Construction Residence
Manufactured Home or Lot
Home Refinances and Certain Types of Home Improvements

How do I apply for a VA guaranteed loan?
Contact Certified Capital Home Loans Inc. to apply for a VA Loan. We are experienced with all Government loans, and will walk you through the process from the initial requirement for a Certificate of Eligibility from the Veterans Administration to the finish line of a funded VA loan for your purchase or refinance.  

Contact Us

Drop us a line!

Certified Capital Home Loans Inc

2906 E. Lake Hill Drive, Orange, CA 92867, us

844-510-2378 or 714 831 1315 or loans@certcaphomeloans.com