Certified Capital Home Loans Inc.
(657) 390-0450

HELOC

The Home Equity Line of Credit (HELOC) is an excellent program to keep your low interest rate first mortgage, and leverage the equity you've gained with recent years home value increases.  Certified Capital Home Loan's HELOC's are some of the best in the industry, call or click today for our beneficial HELOC terms and rates

The Home Equity Line of Credit is a second mortgage that provides easy, timely funds once we establish this valuable line of credit.  

Certified Capital Home Loans has several excellent HELOC programs in our competitive portfolio.  Generally, the HELOC requires a 640 or better FICO score, and enough remaining equity to result in a combined loan to value ratio of 90 percent or less when the existing first and HELOC is considered with the appraised value of your home.  Call us today to see if you qualify for this excellent program

A HELOC is allowed on your personal residence or investment property.  You have choices for the type of home a HELOC is established:

  • Existing Single-Family Home
  • Townhouse or Condominium 
  • Manufactured Home

  • Utilize home equity value up to 90 percent of appraised home value
  • No Private Mortgage (PMI) when exceeding 80 percent cltv
  • Competitive Interest Rates
  • Pay off other debts to reduce combined household debt
  • Keep your existing excellent first mortgage interest rate
  • HELOC to maintain a line of credit for those financial emergencies
  • HELOC to finance business, education, home improvement, etc

Call or click Certified Capital Home Loans today to apply for your home equity line of credit

Generally you can only have one HELOC in place.  You may have experienced significant appraised value increase over recent years, call us today for a discussion about your current HELOC and potential options to improve.

  • Home Equity Lines of Credit (HELOC) are second mortgages, with a monthly payment required commensurate with the HELOC balance.  Talk with a Certified Capital Home Loans Professional today to discuss the benefits of a HELOC.